SoFi - Banking & Investing 2.72.1

Invest in stocks and trade cryptocurrency with the SoFi Invest® app. Earn 2% unlimited cash back on purchases with a SoFi credit card!*

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The SoFi investment and trading app is a finance app for crypto trading & stock market investing. Download the app to get started and win up to $1,000 in free stock!** Invest and save with no commissions & no account minimums.

The SoFi – Invest & Trade finance app also comes with a full suite of financial products beyond crypto trading and stock investing app tools. From finance tracker and budget planner to loans and credit cards, our app has what you need to make smart money moves. Redeem points into cryptocurrency to invest in Bitcoin, Dogecoin & more.

WHAT YOU GET:

SoFi INVEST: Invest in stocks, trade crypto & automate investing
• Win up to $1,000 in free stock!**
• Invest in stocks and ETFs with no commissions & no account minimums
• Crypto investing app to invest in Bitcoin, Ethereum, Dogecoin, Litecoin, Maker & other cryptocurrency
• SoFi trading app lets you invest in upcoming IPOs at IPO prices

SoFi MONEY: Save, spend, and earn cash—all in one finance app
• Get up to 15% cash back on everyday expenses when you pay with SoFi Money
• Earn high interest on all your cash—0.25% APY***
• Pay zero account fees. No annual, overdraft, or other account fees****

SoFi RELAY: Keep track of money on the go
• Finance tracker and budget planner to track & categorize spending
• SoFi app monitors your credit score—at no cost
• Finance app shows financial insights & more

LOANS: The SoFi app lets you check your rates and apply online
• SoFi loan app delivers personal loans for what you need—when you need them
• A SoFi personal loan offers low rates and no fees
• SoFi loans can save you thousands by refinancing your student loans

Full disclosure can be found at the end of the Google Play Store screenshots. Swipe to view disclosure or visit sofi.com/legal.

*Details at sofi.com/card/rewards.

**No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions at sofi.com/invest/clawpromotion/rules.

***As of 6/9/2020, accounts with recurring monthly deposits of $500 or more each month will earn interest at 0.25%. All other accounts will earn interest at 0.01%. Interest rates are variable and subject to change at our discretion at any time. Accounts opened prior to June 8, 2020, will
continue to earn interest at 0.25% irrespective of deposit activity. SoFi’s Securities reserves the right to change this policy at our discretion at any time. Accounts which are eligible to earn interest at 0.25% (including accounts opened prior to June 8, 2020) will also be eligible to participate in the SoFi Money Cashback Rewards Program.

****We work hard to give you cash back rewards and charge no account fees. With that in mind, our interest rate and fee structure are subject to change at any time. See our terms and conditions at sofi.com/legal. Personal loan fixed rates from 5.99% APR to 18.85% APR (with autopay). Loan terms are
between 2-7 years. Payment example: If you take out a $30,000 loan with a 60-month term, a fixed APR of 10.08%, your monthly payment would be $638.59, with a total lifetime payment of $38,315.57. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank, then your rate may be outside the range of rates listed above. Not all rates & amounts
available in all states; sofi.com/eligibility for details. Interest rate caps may be lower in some states due to legal requirements & may impact your eligibility to qualify for a SoFi loan. SoFi rate ranges are current as of 3/23/20 & are subject to change. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. To learn more about the
autopay discount see sofi.com/legal/#5