SoFi - Banking & Investing 2.55.0

Invest with SoFi Invest®. Trade stocks, crypto & ETFs in a single app.

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Save money & earn cash back rewards when you spend with SoFi Money®. Invest, budget & earn more

Invest: Stocks, crypto
• Investing without commissions
• Trade crypto: Bitcoin
• Auto-investing

Money: Save, spend, earn
• Save money by paying zero account fees*

Loans:
• Borrow money with personal & student loans

DISCLOSURE

INVESTMENT PRODUCTS: ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

*No purchase necessary. Probability of customer getting $1,000 is 0.028%. See terms at www.sofi.com/invest/clawpromotion/rules

Interest rate & fee structure is subject to change at any time. See terms at sofi.com/legal

Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement at sofi.com/iporisk.

SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates are a bank.

Crypto, due to its volatility, carries a higher degree of risk. FINRA, the SEC, the CFPB have issued public advisories about this.

The SoFi Money® World Debit Mastercard® is issued by The Bancorp Bank. The SoFi Credit Card is issued by The Bank of Missouri (TBOM). Both are pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Terms & Conditions apply. Learn more at sofi.com/credit-card

1See Rewards Details at SoFi.com/card/rewards

Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).

SoFi loans are originated by SoFi Lending Corp. or an affiliate not all products are available in all states. Additional terms, conditions, and state restrictions apply; See www.sofi.com/eligibility for details. Licensed by the DPFI, CFL#6054612. NMLS#1121636 (nmlsconsumeraccess.org)

Personal loan fixed rates from 5.99% APR to 18.85% APR (with autopay). Loan terms are between 2-7 years. Payment example: If you take out a $30,000 loan with a 60-month term, a fixed APR of 10.08%, your monthly payment would be $638.59, with a total lifetime payment of $38,315.57. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank then your rate may be outside the range of rates listed above. Not all rates & amounts available in all states; sofi.com/eligibility for details. Interest rate caps may be lower in some states due to legal requirements & may impact your eligibility to qualify for a SoFi loan. SoFi rate ranges are current as of 3/23/20 & are subject to change. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. To learn more about the autopay discount see sofi.com/legal/#5

SoFi will assess a fee for each crypto transaction outside of rewards redemption.
Crypto trading involves significant risk and holdings aren’t protected by FDIC or SIPC insurance. For more information, visit SoFi.com/crypto.