SoFi - Banking & Investing 2.14.3

Trade stocks, shares, cryptocurrency & ETFs with SoFi Invest®. SoFi Personal Loans & Student Loan Refinancing have competitive rates & no hidden fees.
Pay no account fees and earn cash back rewards when you spend on your favorite brands with a SoFi Money® debit card.

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Spend money, invest, trade stocks, save money. From saving to cash management, we can help you Get Your Money Right®

Invest: Stocks, cryptocurrency, Bitcoin
• No account fees, no account minimums to invest in stocks
• Buy & sell Bitcoin, Litecoin, Ethereum
• Auto-investing, trending stocks, ETFs

Money: Save, spend, earn
• Pay zero account fees. No annual, transactional, overdraft, or other account fees*
• Use any ATM that accepts Mastercard® & we’ll reimburse the fees*

*We work hard to give you cash back rewards and charge no account fees. With that in mind, our interest rate and fee structure is subject to change at any time. See our terms and conditions at sofi.com/legal.

Loans: Borrowing can be fast & easy
• Borrow money when you need it with personal loans
• Save money on your student loans

DISCLOSURE

INVESTMENT PRODUCTS: ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Risk is a natural part of investing—and crypto, due to its volatility, carries a higher degree of it. FINRA, the SEC, the CFPB have issued public advisories concerning this.

Stock Bits is a brand name of the fractional trading program offered by SoFi Securities LLC. You are granting SoFi Securities discretion to determine the time and price of the trade. Fractional trades will be executed in our next trading window. The execution price may be higher or lower than it was at the time the order was placed.

SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates are a bank.

The SoFi Money™ World Debit Mastercard® is issued by The Bancorp Bank.

The umbrella term “SoFi Invest” refers to the three investment and trading platforms operated by Social Finance, Inc. Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

The Automated Investing platform is owned by SoFi Wealth LLC, an SEC-Registered Investment Advisor. Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC.

The Active Investing platform is owned by SoFi Securities LLC, Member FINRA/SIPC. Clearing and custody provided by APEX Clearing Corporation.

The Digital Assets platform is owned by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit www.sofi.com/legal.

SoFi loans are originated by SoFi Lending Corp. not all products are available in all states. Additional terms, conditions, and state restrictions apply; See www.sofi.com/eligibility for details. Licensed by the DBO, CFL#6054612. NMLS#1121636 (nmlsconsumeraccess.org).

Personal loan fixed rates from 5.99% APR to 18.64% APR (with autopay). Loan terms are between 2-7 years. Payment example: If you take out a $30,000 loan with a 60-month term, a fixed APR of 10.07%, your monthly payment would be $638.45, with a total lifetime payment of $38,306.71. Not all rates & amounts available in all states; see sofi.com/eligibility for details. Interest-rate caps may be lower in some states due to legal requirements & may impact your eligibility to qualify for a SoFi loan. SoFi rate ranges are current as of 4/1/20 & are subject to change. Not all applicants qualify for the lowest rate. To qualify for the lowest rate, you must have a responsible financial history & meet other conditions. To learn more about the autopay discount see www.sofi.com/legal/#5

See offer details at www.sofi.com/money-invest-offer-tcs/

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