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Download CRED: UPI, Credit Cards, Bills 3.0.8.6 APK
Target: Android 11 (API 30)
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What's new in CRED: UPI, Credit Cards, Bills 3.0.8.6
This space is usually reserved to let CRED members know how their experience has been improved with the latest release: the cumulative work of passion of many builders.
But we are using this release as a tribute for one special contributor who is unfortunately no longer with us: Shylesh.
A passionate individual, his work expanded its impact beyond the app and inspired everyone who built with him.
We miss him but his contributions and influence will forever be felt with every release.
About CRED: UPI, Credit Cards, Bills 3.0.8.6
Easily check credit score free, pay credit card bill, monthly rent online, education free using credit card on CRED & get upto 100% cashback. Use CRED Coins to win exclusive rewards, big prizes, offers.
Premium
Pay Credit Card Bills | Win Cashback & Coins
Shopping offers, subscriptions & membership like book flight at money-saving offers, Cult live & exclusive Myntra shopping, Swiggy offers & cashback, discounts on lifestyle products for CRED members!
CRED App Features:
→Free Credit Score Check: Track Credit Score or Access your credit profile
→Credit Card Bill Payment: Pay credit card bill on the go!
→Credit Card Manager: Stay connected with credit information
→Hidden charges: Automatically detect hidden charges & get alerted on duplicate transactions
→Rewards: credit card offers & win rewards using CRED Coins
→Multiple Credit Cards: Seamless payments for all credit cards
→Pay Rent with Credit Card: Make rent payments in no time
→Spend Analysis: Complete track of where you spent from your credit card with easy-to-read spend analysis charts
Why CRED App?
✔ Access your credit score (cibil score)
✔ Multiple accounts with instant payment options
✔ Interactive charts allow easy visualisation of where your money goes
✔ Safe & secure credit card bill payment app
✔ Exciting offers & discounts on brands like Myntra, Swiggy, Cult Live, etc.
How to be a CRED member?
→ CRED is built for rewarding creditworthy individuals. To become a CRED member, you need a credit score of 750+
→ The process is simple → Download CRED → Fill name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify credit card details
→ Pay credit card bills & earn coins
What is a credit score?
→ The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)
→ Each credit score has a different scale
→ A score of 700+ on CRIF & Experian is considered to be good
→ A higher credit score is an indicator of good financial behaviour
How to check and monitor credit score using CRED?
→ Signup CRED with your full name & mobile number, get your first credit score result
→ Get CRED coins with each credit card bill payments
→ Use CRED coins to refresh your credit score every month
Credit scores shown on CRED
There are 4 credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores and helps track these credit scores individually.
Credit Cards Supported on CRED
SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.
Lending partners on CRED
IDFC First Bank Limited, Credit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd.
Can using a credit card hurt credit score?
As long as you make credit card bill payments within the "grace period" of 25-30 days, you don't have to pay extra. Defaulting credit card payments negatively hurts credit score. So, pay on time!
Can CRED help in improving credit score?
With CRED make bill payments on time which will help improve your credit score over time.
Can you pay American Express card bills on CRED? Yes, all American Express credit cards are supported for bill payments
Please share your valuable feedback at feedback@cred.club, if you enjoy using the app, do give us a 5-star rating!
CRED: UPI, Credit Cards, Bills 3.0.8.6 variants
This release comes in several variants (we currently have 2). Consult our handy FAQ to see which download is right for you.
Version:4.0.9.5(40009005) for Android 5.0+ (Lollipop, API 21)
Uploaded:August 1, 2023 at 4:29PM UTC
File size:110.93 MB
Downloads:1,029
Version:4.0.8.9(40008009) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 25, 2023 at 7:56PM UTC
File size:108.46 MB
Downloads:153
Version:4.0.7.6(40007006) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 6, 2023 at 5:24AM UTC
File size:107.41 MB
Downloads:165
Version:4.0.5.5(40005005) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 21, 2023 at 7:22AM UTC
File size:109.03 MB
Downloads:148
Version:4.0.4.4(40004004) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 1, 2023 at 6:22AM UTC
File size:107.29 MB
Downloads:153
Version:4.0.3.3(40003003) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 18, 2023 at 7:54PM UTC
File size:112.03 MB
Downloads:113
Version:4.0.2.2(40002002) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 1, 2023 at 5:28PM UTC
File size:111.69 MB
Downloads:177
Version:4.0.1.6(40001006) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 13, 2023 at 9:41AM UTC
File size:111.23 MB
Downloads:159
Version:4.0.0.13(40000013) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 10, 2023 at 1:15PM UTC
File size:110.7 MB
Downloads:206
Version:3.2.3.18(30203018) for Android 5.0+ (Lollipop, API 21)
Uploaded:March 4, 2023 at 2:21AM UTC
File size:104.79 MB
Downloads:538
Version:4.8.6.8
Uploaded:December 26, 2024 at 5:59AM UTC
File size:68.54 MB
Downloads:21
Version:4.8.6.7
Uploaded:December 22, 2024 at 4:22PM UTC
File size:68.76 MB
Downloads:39
Version:4.8.5.4
Uploaded:December 8, 2024 at 11:10AM UTC
File size:69.98 MB
Downloads:150
Version:4.8.4.1
Uploaded:November 30, 2024 at 7:45AM UTC
File size:70.7 MB
Downloads:52
Version:4.8.3.4
Uploaded:November 24, 2024 at 10:06AM UTC
File size:70.73 MB
Downloads:20
Version:4.8.2.3
Uploaded:November 2, 2024 at 8:19PM UTC
File size:69.04 MB
Downloads:60
Version:4.8.0.2
Uploaded:October 23, 2024 at 8:50AM UTC
File size:69.36 MB
Downloads:61
Version:4.8.0.1
Uploaded:October 17, 2024 at 10:03AM UTC
File size:69.37 MB
Downloads:35
Version:4.7.9.5
Uploaded:October 7, 2024 at 7:08AM UTC
File size:69.35 MB
Downloads:57
Version:4.7.8.6
Uploaded:September 21, 2024 at 2:34PM UTC
File size:68.38 MB
Downloads:96
